Post : travel insurance missed flight
Title : travel insurance missed flight
travel insurance missed flight
Did you know that if you paid a trip with your credit card you probably already have travel insurance that covers the main issues that may occur to you during your stay abroad?
On my trip to Argentina, because of (thanks to) a delay insurance VISA card gave me € 1200. From my recent trip to Indonesia, I have returned another 1200 €. Accordingly, in both cases I suffered significant delays that once were uncomfortable, but recover € 2,400 makes one forget those lost hours and help you start saving for the next trip. After trips to Indonesia and Argentina, I can already thinking about my next destination.
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| travel insurance missed flight |
At the tips of a few weeks ago we explain in a simple and detailed world of travel insurance coverages and (perhaps unknowingly) may already have by the mere fact of having paid your trip with a card VISA. Today we explain insurance that are associated with these credit cards and many people have unknowingly. Both are long entries, and probably do not need to read them now, but next time you go travel not forget to stop by and take notice (or at least print case need to read in the middle of a trip). Hire a travel insurance (or use the travel insurance for your credit card) is simpler and useful than most people think ...
Credit cards and travel insurance linked
I always travel payment with credit card, and twice as travel insurance linked to my VISA card has taken us back to my wife and me € 1200 for flight delay and consequent loss of connection to the next plane. The truth is that, despite the discomfort that you have left when you find the flight delay, then diluted anger when you see that the trip goes something like "cheap".
Logically each have their insurance clauses. So should review before, to see if it fits the needs of each and know how to act in case of need.
As I say, my credit card (free) is connected travel insurance with very good condition. For example, if a flight over 12 hours is delayed or if you have to spend the night, I reintegrated 300 euros. If in addition the connecting flight prebooked is lost, I returned another 300 euros. In the case of medical emergency, I cover up to 18,000 euros. And if I lose luggage on the trip, I reintegrate up to 1,200 euros.
If your credit card has no associated travel insurance or if its terms were not very favorable, should take out travel insurance. No payable else will have better coverage. Looking for some one can find insurance for international travel two or three weeks for less than 50 euros covering major contingencies on a trip may arise as medical expenses, early return if a family member or theft suffered sickness during stay abroad.
What should you do if, for example, your flight is delayed?
As I say, to me it's the second time it happens. The first on my trip to Argentina. The second, returning from Indonesia.
The first thing to do is ask the airline a sealed proof where the reason for the delay or cancellation of the flight and the scheduled time of departure and the actual departure time indicated.
Proof of Thai Airways for delayed flights
This proof must save as gold cloth as otherwise have trouble claiming insurance.
You also have to apply and fill in the counter Aena a complaint form where the airline is requested warranty rights as a passenger have when a flight delay or cancellation occurs. If you are outside Spain, it must be done when you return. Aena will forward this complaint to the company concerned. The company is probably no excuse at some loophole under Law, but if the claim is not brought, the battle is lost before it began. We must keep a copy of that complaint, which will be sent to the travel insurance.
As I mentioned above, it is very important to both the sealing proof of the airline as a copy of the complaint form, to secure it transpires that have made the necessary steps before applying to allowances under its provisions.
These two documents, together with the boarding passes and proof of payment of the trip with Visa, you must send to the insurance company within a certain time to begin the process of repayment of the amounts established in the conditional. This procedure and depend on each insurer and should contact her as soon as possible so that you indicate how and where to send these documents.
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| travel insurance missed flight |
A good insurance will pay a sum of money as compensation for the damages caused by this incident. There are other limited insurance to pay up to certain amounts of money for the items purchased as need arose for the delay or cancellation of the flight. In that case, you must save your proof of purchase to send to the insurer along with the other documents listed above.
However, it is more practical to take the conditioned travel insurance with travel documents not have doubts if they suffer any impact. In the conditioned comes a number of policy should be indicated when contacting the insurer.
Passenger Rights
Regardless of whether you are contracted travel insurance, every traveler has a number of rights that companies should comply flight, such as in cases where the delay involves night in the place, the airline should run the cost of accommodation, dinner and breakfast in a hotel, and the transfer of travelers from airport to hotel and hotel to airport.
For more information on passenger rights, you can refer to Regulation (EC) 261/2004 of the European Parliament and of the Council of 11 February 2004 (www.aena.es/csee/ccurl/868/593/Reglamento261_2004. pdf), in force since February 17, 2005, which establishes common rules on compensation and assistance to passengers in the event of denied boarding and of cancellation or long delay of flights.
general Tips
In short, I highlight some advice about travel insurance:
- Check if your credit card has travel insurance and carry your conditioning. In my case, the credit card that I have a Visa Gold Obsidian Bankinter (www.obsidiana.es) has linked travel insurance with SOS INSURANCE AND REINSURANCE, SA including a very good condition, especially for cases of losses connections, delays, canceled flights or lost luggage.
- Check your home insurance covers theft you to your accommodation during your trip. It is not usual but some like Atlantis Insurance yes it covered.
- Hire a travel insurance if your credit card does not have any related, or if fails to meet your needs. Insurance Columbus Direct (www.columbusdirect.com) and Insurancebookers.es (www.insurancebookers.es) are two insurance companies that offer very comprehensive insurance at very reasonable prices. Insurance IATI (www.iatiseguros.com) is characterized by very good medical coverage. Europ-Assistance (segurodeviaje.europ-assistance.es) and European Insurance (www.europeadeseguros.com) also have good condition, although they are not cheap.
- Look Regulation 261/2004, although it is best that you make a hole with travel documents.
Here is the end of this article travel insurance missed flight
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