Auto Insurance Legal Requirements in different states of America

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    Auto Insurance Legal Requirements in different states of America

    All states in US has different Insurance Requirements for auto insurance.

    Insurance Requirements are represented by three numbers

    for e.g  ______              Georgia =15/30/10  


                Georgia =body injury coverage / maximum per accident / property damage liability 
    It means For Georgia $15,000 worth of bodily injury coverage per person injured with a maximum of $30,000 per accident, and $10,000 of property damage liability insurance.

    Below the insurance requirements in different states




    Requirements
    States     
    NO.
    20/40/10
    Alabama
    1
    50/100/25
    Alaska
    2
    15/30/10
    Arizona
    3
    25/50/15
    Arkansas
    4
    15/30/5
    California
    5
    25/50/15
    Colorado
    6
    20/40/10
    Connecticut
    7
    15/30/5
    Delaware
    8
    10/20/10
    Florida
    9
    15/30/10
    Georgia
    10
    20/40/10
    Hawaii
    11
    20/50/15
    Idaho
    12
    20/40/15
    Illinois
    13
    25/50/10
    Indiana
    14
    20/40/15
    Iowa
    15
    25/50/10
    Kansas
    16
    25/50/10
    Kentucky
    17
    10/20/10
    Louisiana
    18
    50/100/25
    Maine
    19
    20/40/10
    Maryland
    20
    20/40/5
    Massachusetts
    21
    20/40/10
    Michigan
    22
    30/60/10
    Minnesota
    23
    25/50/25
    Mississippi
    24
    25/50/10
    Missouri
    25
    25/50/10
    Montana
    26
    25/50/25
    Nebraska
    27
    15/30/10
    Nevada
    28
    25/50/25
    New Hampshire
    29
    15/30/5
    New Jersey
    30
    25/50/10
    New Mexico
    31
    25/50/10
    New York
    32
    30/60/25
    North Carolina
    33
    25/50/25
    North Dakota
    34
    12.5/25/7.5
    Ohio
    35
    10/20/10
    Oklahoma
    36
    25/50/10
    Oregon
    37
    15/30/5
    Pennsylvania
    38
    25/50/25
    Rhode Island
    39
    25/50/25
    South Carolina
    40
    25/50/25
    South Dakota
    41
    25/50/10
    Tennessee
    42
    30/60/15
    Texas
    43
    25/65/15
    Utah
    44
    25/50/10
    Vermont
    45
    25/50/10
    Washington
    46
    20/40/10
    West Virginia
    47
    25/50/10
    Wisconsin
    48
    25/50/20
    Wyoming
    49
    25/50/20
    Virginia
    50

























































    Highest Auto/motor Insurance requirements are in states of Alaska & Maine with 25/50/100


    Lowest Auto/motor Insurance requirements are in states of Florida, Louisiana & Oklahoma with 10/20/10





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